Secure Payments & Advanced Merchant Gateway

Your money,
everywhere
it needs to be.

One wallet for sending money abroad, trading peer-to-peer, exchanging currencies, issuing virtual cards, trading crypto, and accepting payments — built for people who move fast.

Open Free Account See Features →
0
Countries Supported
0
Avg. Transfer Time
0
Bit Encryption
BTC/USD
$67,240
▲ +3.41%
Payment Received
$2,500 from Maria S.
Just now · WG Wallet
AO
Alex Okafor
WG-29472018
Total Balance
$12,840.50
▲ +$240.20 today
↑
Send
↓
Receive
⇄
Exchange
💳
Cards
Recent Transactions
↓
Received from James
Today, 09:14
+$500.00
↑
Merchant Payment
Yesterday, 18:32
-$89.99
⇄
USD → EUR Exchange
Mon, 14:05
-$1,200.00
🛡️ PCI DSS Level 1
🔒 256-bit Encryption
✓ AML & KYC Compliant
⚡ 99.99% Uptime
🌍 180+ Countries
Everything in One Place

Built for the full
money stack

From moving money across borders to issuing cards and accepting payments — Wongate handles the whole stack.

👛

Multi-Currency Wallet

Open a wallet in every currency you use, hold balances side by side, and move funds between them instantly — no account juggling.

Multi-Wallet Instant Top-up Zero Monthly Fee
🌍

International Remittance

Send money abroad across supported corridors with transparent rates and real-time delivery tracking, straight from your wallet.

Live Corridors Rate Transparency Delivery Tracking
🤝

P2P Trading

Buy and sell currencies directly with other verified users. Escrow-protected trades with built-in dispute resolution.

Escrow Protected Verified Traders Dispute Resolution
⚡

Instant Transfers

Send money to any wallet, bank, or mobile number in seconds with real-time notifications.

Instant QR Payments Bank Payouts
📈

Wallet Earn

Put an idle balance to work and earn scheduled profit on what you hold. Stake, track, and withdraw whenever you choose.

Earn on Balance Flexible Terms
💱

Currency Exchange

Swap between currencies at live market rates. Hold multiple currencies and switch anytime.

Live Rates Multi-Currency
💳

Virtual Cards

Issue virtual Visa/Mastercard cards instantly. Set limits, freeze, and manage multiple cards.

Instant Issuance Spending Limits
📱

Mobile Recharge

Top up any mobile number directly from your wallet. Airtime and data for networks worldwide.

Airtime Data Bundles
🎁

Gift Cards & Vouchers

Buy, send, and redeem gift cards and vouchers. Perfect for rewards and gifting.

Buy & Redeem Digital Delivery
👥

Referral Rewards

Earn cash for every person you bring. Climb user ranks and unlock exclusive perks.

Referral Earnings User Ranks
International Remittance

Send money home,
track it the whole way

Move money across borders through supported corridors with transparent exchange rates and fees shown upfront — no surprises when it lands.

Transparent Rates Real-Time Tracking Bank & Mobile Payout
Send Money →
Transfer Tracker IN TRANSIT
You send
$500.00
→
Recipient gets
₦742,300
Exchange rate1 USD = ₦1,484.60
Transfer fee$2.50
✓
Payment received
✓
Processing transfer
Payout to recipient
Open Offers LIVE
Sell
Amara_FX
Limit: $50 – $2,000
₦1,492.00
per USDT
Buy
CedarTrades
Limit: $100 – $5,000
₦1,478.50
per USDT
Sell
NovaPay_Verified
Limit: $20 – $1,000
₦102,340,000
per BTC
Peer-to-Peer Trading

Trade directly
with real people

Post or browse offers to buy and sell currencies and crypto with other verified users, at rates you set. Every trade is escrow-protected until both sides confirm.

01
Browse or post an offer
Pick a verified trader's rate, or set your own price and payment method.
02
Funds held in escrow
The seller's balance is locked automatically the moment a trade starts — no relying on trust.
03
Confirm payment, release funds
Buyer pays via the agreed method, seller confirms, escrow releases instantly.
04
Dispute support if anything goes wrong
A dedicated resolution team steps in if either side raises an issue.
Start Trading P2P →
Wongate Cards

Cards that work
wherever you shop

Issue virtual cards in seconds. Use them online, in apps, or via Apple/Google Pay.

Personal
•••• •••• •••• 4821
Card Holder
Alex Okafor
Expires
09/28
Shopping
•••• •••• •••• 7193
Card Holder
Shopping Card
Expires
12/27
Business
•••• •••• •••• 3047
Card Holder
Business Card
Expires
06/29
⚡

Instant Issuance

Ready in under 10 seconds

🔒

Freeze & Unfreeze

One tap to secure

🎯

Spending Limits

Perfect for budgeting

Crypto Trading

Trade crypto,
keep it simple

Buy and sell Bitcoin, Ethereum, stablecoins and more — funded directly from your Wongate wallet. No separate exchange account needed.

Bitcoin (BTC) Ethereum (ETH) USDT/USDC Bitnob Integration
Start Trading →
Live Markets LIVE
B
Bitcoin
BTC
$67,240
+3.41%
E
Ethereum
ETH
$3,541
+1.89%
U
Tether
USDT
$1.00
≈ 0.00%
S
Solana
SOL
$182.40
-2.14%
Merchant & E-commerce

Accept payments,
grow your business

Generate payment links, embed a checkout widget, or integrate via API. Funds land in your merchant wallet instantly.

01
Create your merchant account
Apply in minutes. Set your store name, upload logo, and configure your payout currency.
02
Generate payment links or embed checkout
Create a payment link in 10 seconds — share it via WhatsApp, email, or social.
03
Customers pay, you get notified instantly
Accept wallet, card, bank transfer, or crypto. Webhook fires when payment lands.
04
Withdraw on your schedule
Settle to your bank, mobile money, or crypto wallet daily, weekly, or on demand.
StyleMart Store
Secured
Wireless Headphones Pro
Qty: 1
$149.99
USB-C Charging Cable
Qty: 2
$24.00
Order total $173.99
Pay with
Wallet Bank Crypto
Security & Compliance

Fraud doesn't get
a seat at the table

Continuous fraud analysis, AML compliance, and device fingerprinting on every transaction — in real time.

🛡️
Real-time Fraud Engine
Every transaction is scored against configurable fraud rules — velocity limits, IP blacklists, and behavioral patterns.
📋
AML Compliance
Automatic CTR flagging, structuring detection, and watchlist screening on every send and exchange.
👤
KYC & Face Verification
Identity verification with document upload and liveness-checked face scan. Required for high-value transactions.
🔐
2FA & Device Fingerprinting
Two-factor authentication on every login. Device fingerprints track and flag new devices automatically.
🔒
End-to-end Encryption
All data in transit is encrypted with TLS 1.3. Sensitive fields at rest use AES-256.
⚙️
Admin-controlled Everything
Every API, payment gateway, and fraud rule is toggled from the admin dashboard — no code changes.
FAQ

Got questions?
We have answers

Is Wongate free to use? ▼

Yes, creating a Wongate account is completely free. We charge small fees on transactions, which are clearly displayed before you confirm any payment.

How long do transfers take? ▼

Wallet-to-wallet transfers are instant. Bank transfers typically complete within 1-3 business days. Crypto transfers depend on network confirmation times.

Is my money safe? ▼

Yes. We use bank-grade security including 256-bit encryption, multi-factor authentication, and continuous fraud monitoring. All funds are held in segregated accounts.

Can I use Wongate for business? ▼

Absolutely. Wongate offers merchant accounts with payment links, checkout widgets, and API integration for businesses of all sizes.

What currencies are supported? ▼

We support USD, EUR, GBP, NGN, SAR, AED, and many more. You can hold multiple currencies in your wallet and exchange between them.

Free to get started

Ready to move
your money smarter?

Join thousands of users, merchants, and agents already using Wongate to send, receive, trade, and grow — across borders, in seconds.

Create your free account Become a Merchant